Fergie made a lot of money. Yeah she blew it but if she has been smart she would be fine now. Immediately after divorce she was making millions with the endorsements, weight watchers ,the children’s books, appearances. Markle’s problem is her reputation – Fergie did not coerce a guy into marriage, burn bridges behind her, wasn’t a pro and was not a user like Markle. Markle’s rep IMHO keeps her from doing as well as Fergie did.